Honolulu · Nevada · Utah · California  · 808-946-7297

Tax Strategy Insights

Real strategies, current law updates, and actionable advice from the RP Tax Service team.

Federal · UrgentMay 2025

The TCJA Sunset: What Happens to Your Taxes in 2026

The Tax Cuts and Jobs Act expires after December 31, 2025. If Congress doesn't act, the standard deduction gets cut in half, rates go up, and the 20% pass-through deduction disappears. Here's exactly what's at stake and what to do before year-end.

Read More →
HawaiiMay 2025

Hawaii's General Excise Tax: What Every Business Owner Must Know

The GET is not a sales tax — it's a tax on the privilege of doing business in Hawaii. It applies to gross income, not just retail sales. Services, rentals, and wholesale transactions are all subject. Here's how it works and how to stay compliant.

Read More →
BusinessApril 2025

S-Corp vs LLC: The Math That Actually Matters

Most people choose their business structure based on what's easiest to set up. That's a mistake. The difference between an LLC and an S-Corp can mean $8,000–$15,000 in self-employment tax savings annually — if you cross the right income threshold.

Read More →
Real EstateApril 2025

Cost Segregation: How Real Estate Investors Slash Their Tax Bills in Year One

Cost segregation reclassifies parts of your property to depreciate them in 5-7 years instead of 27.5-39 years. Combined with bonus depreciation, this can generate six-figure deductions in the first year of ownership. Here's how it works.

Read More →
CryptoMarch 2025

1099-K at $600: What Every Crypto and Collectibles Seller Needs to Know

The IRS lowered the 1099-K reporting threshold dramatically. eBay, TCGPlayer, PayPal, and Venmo will now issue forms for much lower amounts. If you sell cards, crypto, or anything online — your reporting obligations just changed significantly.

Read More →
FederalMarch 2025

The Augusta Rule: Rent Your Home to Your Business Tax-Free

Section 280A lets you rent your personal residence to your business for up to 14 days per year — and the rental income is completely tax-free to you personally. When structured correctly, this one strategy can put $3,000–$10,000 back in your pocket annually.

Read More →
Federal · SECURE 2.0February 2025

The Super Catch-Up: Ages 60–63 Can Now Save an Extra $11,250 in 2025

SECURE 2.0 created a new "super catch-up" contribution for people aged 60–63. If you're in that window, you can contribute an additional $11,250 to your 401(k) on top of normal limits — sheltering more income from tax than ever before.

Read More →
HawaiiJanuary 2025

Hawaii's 11% Tax Rate: Why Planning Is Not Optional at This Level

Hawaii's top marginal rate is the highest in the nation. Combined with federal, high earners can face effective rates above 40%. The gap between strategic planning and no planning can easily be $15,000+ annually. Here's what to focus on.

Read More →

Ready to put this knowledge to work?

A free strategy session with our team can identify exactly which of these opportunities apply to you.

Schedule Free Consultation Call 808-946-7297